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Commercial Loans
Intellect Finance is a complete solution provider for all types of Commercial Loans which includes:
- Equipment Loans
Motor Vehicles
Printing Equipment
Excavation & Earthmoving Equipment
Marine Craft
Shop Fit-Outs
- Commercial Property Loans
Full Doc Loans
Low Doc loans
No Doc loans
Up to 85% Lending Values
- Development Loans
Construction Finance
Site Purchases
Free up Your Equity
Is your business a cash cow, well we can help you get the most out of it.
Are you finding that you’re always short of cash? Do you need to free up your cash?
Solution
We can help you free up your equity by providing loans for things such as Public Indemnity Insurance right through to your Workers compensation Insurance. Our services are completely free and impartial to all our customers.
What we Offer
Our professional, qualified mortgage consultants provide expert advise on all forms of lending, with exceptional after sales service. Our staff at Intellect Finance are experienced in dealing with self employed businesses and non conforming borrowers
Testimonial
"My Business use to always be short of cash, the staff at intellect finance were very helpful and recommended a line of credit to help free up cash. Now I have access to money whenever I need it, and the flexibility of making repayments when I can afford to" Nelson Georges, Double Bay.
Senior Loans
Retirement; can you afford to? We can help you to retire with pride. Do you find that the investments you relied on to support you during your retirement are not enough to cover the ever increasing cost of living.
If so the professionals at Intellect Finance can help you retire with pride, the requirements are simple and as follows, are you:
- Are you/or your partner over 60 years of age?.
- The owner of your own home?
- An Australian Resident?
Well then the only other thing you need to do is call us now at Intellect Finance!
Many people need to consider selling the family home and moving to a less expensive property to raise funds. But what if you could use the equity in your home to help supplement future expenses without having to move?
Senior Loans are designed to allow you to use the equity in your home (Or Investment Property) to provide funds to allow you to continue enjoying your quality of living. These funds will help to supplement your income, allow you to pay your medical expenses, assist your family financially or to renovate your property, the choices are endless.
How do Senior Loans (Reverse Mortgages) Work?
A Senior Loan otherwise known as a reverse Mortgage is a loan secured on your home or investment property, the only difference is that there are no repayments to be made. It releases some of the equity on your property to provide a source of funds, enabling you to spend your money on the things you want.
How do I make the repayments?
This is not a traditional mortgage, meaning that you don’t need an income to apply, you only need assets. There are no monthly repayments to be made!
Do you still own your home?
Of course you do. You retain full ownership as well as any increase in its market value, until it is sold.
Can I still live in my home?
Of course and for as long as you want.
For more information on how you can retire with pride, contact one of our friendly staff today!
Residential Loans
With over 40 financial institutions that offer 400 different home loan products, it can sometime be daunting trying to choose a Home loan that best suits your individual needs. At Intellect Finance our team of accredited brokers will find a product that best suits your current and ongoing financial needs.
- First Home buyer Loans
- Refinances
- Second Homebuyer loans
- No Deposit Home Loans
- Low Doc Loans
- No Doc Loans
- Home Equity Loans
- Bridging Loans
- Investment Loans
- Offset Loans
- Home Improvement Loans
Why now is a good time to invest in the Property market?
The property market has finally stabilised and investors are recognising that now is the time to buy. Bargain hunting buyers are taking advantage of lower prices, this is what happens when volumes are low and prices are falling. So if you’re thinking about buying a home, or investment property, now is a great time to purchase.
Rent Money is Dead Money
We often come across people who are faced with the ongoing cycle of rent and we at Intellect Finance encourage people to get out of this vicious cycle. Why? Because there are many advantages in home ownership. Not only do you build equity for yourself with every repayment, but home ownership provides a place you can actually call your own, which is part of living the great Australian dream.
Are you self employed?
Well we have various types of low doc and no doc loans, for which no financials or tax returns are required. These loans are ideal for the self employed applicants who know they can afford the loan, but do not have to produce financial statements and tax returns to prove it.
What do you need to do?
Nothing. Our staff of professional mortgage brokers will help find a suitable loan option for you to help own your home faster. We offer over 40 lenders and over 400 loan products to select from ensuring you receive a highly competitive product.
How much do we charge?
Our consultation and time is a free service. Our income is generated by the financial institution that your loan is approved with. Therefore you get professional, experienced specialists to help choose the loan you need with no extra or added expenses guaranteed.
Contact us
To make an application for finance, or to obtain a free quote, please contact us today. Our team are on hand 7 days a week to visit you at your convenience and discuss your financial needs.
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